Self Directed IRA Investments in Real Estate are even better in 2011

If you think it was good in 2008 like this story...... Call me for today's even better returns Robert 937.270.5437

2008 Story

Roth IRA Investments in Real Estate. Hot in 2008 Believe it or Not

You’ve got a Roth IRA and you’re thinking a lot lately about returns on your IRA when times get tough, like now. One of the best investments for any IRA, including a Roth IRA, is in real estate.

Believe it or not Roth IRA investments in real estate are STILL the single best investment you can make right now in 2008, when the economy is terrible and the real estate market in turmoil.

But surely you wouldn’t make a Roth IRA real estate investment in the current market? The real estate market is in meltdown. Why would you invest your retirement plan in a real estate market that looks a little like the Titanic, going down.

Real estate as an investment is alive in well in 2008, whether you’ve got a Roth IRA or any sort of employer sponsored retirement plan.

Of course you always need to examine your plan and see what investments are allowed. With many plans you have a limited or non existent right to invest your own retirement funds yourself, or if you do you can only invest in a limited range of investments.

For example many IRAs are with custodians that allow only traditional stocks and bonds and CDs as investments, and usually they try and direct your retirement funds into investments in their own products.

So the first thing you need to do before investigating investing your retirement plan is to make sure you’re allowed to invest in real estate, yourself. So you may need to do a rollover if you’ve got, say, a traditional IRA or perhaps an employer sponsored retirement plan or even a 401(k). Rollover into a fund that allows you to invest yourself, into real estate, and you’re way ahead preparing for your retirement.

Of course you should get some solid financial advice from your financial advisor before you undertake any rollover to make sure you do it right, and there are various Roth IRA websites you can use to educate yourself on rollovers and Roth IRA rules.

If you’ve got a self directed Roth IRA right now you should be able to invest in real estate now, but check with your financial advisor first.

So, back to Roth IRA investments in real estate in 2008. Why would you?

Firstly, real estate investments have created, it is estimated, around 80% of the wealth in the US today. Real estate offers a better long term opportunity for a good return on investment, both from rental returns and capital growth, than any other form of investment. Real estate allows you to borrow larger amounts more safely, and if you’re investing through a Roth IRA it also allows you to invest tax free due to the significant tax advantages afforded to formal retirement funds like IRAs and 401(k)s. Even on a marginal tax rate there are significant tax advantages to investing for your retirement through a formal retirement fund.

And real estate offers excellent returns even in 2008. Because, although the real estate market is in general decline, there are pockets of the real estate market that still offer significant opportunities for an excellent rate of return from an investment, income tax free.

But be warned, unless you’re an extremely experienced investor you’re likely to get burned. Professional real estate investors know where to look and how to buy to make significant gains in a market like this, but unless you’re a professional real estate investor you’re playing with fire.

One professional real estate investment company is hitting some solid home runs right now. Investing in simple middle class housing and refurbishing each home, adding value to the neighborhood by building parks and playgrounds and making homes more attractive to prospective tenants and buyers, this company is creating it’s own capital gains. Investors, including Roth IRA investors, are securing no money down properties with immediate equity of 15% – 20%, guaranteed returns and the backing of a respected, solid, listed US public company that has an envied record in real estate.

So if you’re wondering about your retirement, and concerned about current financial conditions, there are options. Roth IRA investments in real estate are a solid, long term stable investment strategy, even in current economic conditions.

But unless you’re an experienced professional real estate investor don’t start making any Roth IRA investments in real estate yourself. Let the professionals who know how to create value in the current market do it for you.

Don’t get your fingers burnt, Contact a professional.

Call Robert F. Pina Today ...... 937.270.5437

BIG BUCKS to be made in REIT's ..... Great ROI's!!!

SHARES OF PENNSYLVANIA REAL ESTATE INVESTMENT TRUST RANK THE HIGHEST IN TERMS OF SHORT INTEREST IN THE RETAIL REITS INDUSTRY (PEI, NNN, WRI, CBL, EQY)


Apr 26, 2011 (SmarTrend(R) News Watch via COMTEX) -- Below are the top five companies in the Retail REITs industry as measured by the short interest ratio. A higher short interest ratio may indicate the potential for a sizeable short squeeze.
Pennsylvania Real Estate Investment Trust (NYSE:PEI) has a short interest ratio of 16.7 based on average daily volume of 335,000 shares and 5.6 million shares short. That equates to 10.1% of the 55.4 million shares outstanding.

National Retail Properties (NYSE:NNN) has a short interest ratio of 13.6 based on average daily volume of 614,000 shares and 8.4 million shares short. That equates to 9.9% of the 84.6 million shares outstanding.

Weingarten Realty Investors (NYSE:WRI) has a short interest ratio of 11.8 based on average daily volume of 830,000 shares and 9.8 million shares short. That equates to 8.2% of the 120.5 million shares outstanding.

CBL & Associates Properties (NYSE:CBL) has a short interest ratio of 11.7 based on average daily volume of 1 million shares and 17.6 million shares short. That equates to 11.9% of the 148.1 million shares outstanding.

Equity One (NYSE:EQY) has a short interest ratio of 11.7 based on average daily volume of 373,000 shares and 4.4 million shares short. That equates to 4% of the 107.8 million shares outstanding.

SmarTrend currently has shares of CBL & Associates Properties in an Uptrend and issued the Uptrend alert on September 15, 2010 at $13.41. The stock has risen 33.9% since the Uptrend alert was issued.

Write to Chip Brian at cbrian@mysmartrend.com

Tips On Gaining Control Of Your Retirement Investments

For ultimate flexibility when planning for your retirement future, why not consider a self directed IRA LLC?

You can make all the decisions associated with your investments and retirement plan yourself when thinking about this form of individual retirement account, commonly known as the IRA. This is an exciting and potentially lucrative way for you to take control over your retirement accounts. These highly flexible options can be used for a wide range of potential investments, including real estate purchases (domestic or international), private equity, partnerships, franchises, mortgages, small businesses, tax liens and so on. In truth, there is an almost unlimited array of options available to you with a self-directed IRA.

If you have a Roth IRA, traditional IRA, 401(k), 403 (b) or other plan, so long as it is a qualified retirement account it can be rolled into a self-directed IRA. The funds from your old accounts are then rolled over into the new plan, which then purchases shares of a custom limited liability company (LLC). This process allows you to gain complete control over your retirement account investments — without incurring penalties, transaction fees or early distribution taxes.

If you engage in this type of creative formatting, the potentially punitive asset-based and transactional fees that are associated with self directed IRA custodians can be avoided, and this can add up to hundreds or thousands of dollars in a given year. Not only that, but you will also be better positioned to take advantage of time-sensitive investment opportunities, such as foreclosure auctions. There are no potentially troublesome restrictions that could hinder you, from a time or access consideration, when trying to gain custodial approval and as such, the self-directed IRA LLC options are popular.

Normally, a custodian must be appointed to oversee all IRA matters.

If a rental property is involved, as an example, rent checks must be forwarded to the IRA custodian on a monthly basis. From time to time, repairs would be necessary, but the custodian must issue approval before you can move forward. Each time the custodian gets involved, you can be sure that you will be paying transaction fees. Now, in the case of a self-directed IRA, when using an LLC structure all the custodian does is to invest funds into the LLC at the outset. The LLC manager (you) then takes care of all the day-to-day needs of the account. All those rent checks are collected by you and deposited, property repairs can be handled quite simply, with any related checks issued, there and then. With a self-directed IRA LLC, you are not held hostage — you are in control.

Earlier it was pointed out that there was an almost unlimited array of investment options available to you through a self directed IRA LLC. It’s important to point out the restrictions, however. According to the Internal Revenue Service, IRS, there are only two areas that you cannot deal with when involved with self-directed IRA accounts, including collectibles and life insurance. Collectibles includes items such as jewelry or works of art. The “collectibles” category also includes certain types of gold and silver coins. The coins that are not allowed have a value which is more derived from their collectible status, than the actual gold or silver content — thus making them a collectible.

There are few better alternatives than a self-directed IRA LLC for individuals who have had enough of dealing with the stock market, or are looking for investment products with additional security. It’s a great feeling when you have every day, hands-on control over your investments and the chance to build a really diversified portfolio, when using self-directed IRA programs.

Self-Directed IRA LLC

STEP ONE: Self-Directed IRA
The first step in the process is to establish an IRA with a registered self-directed custodian who will allow the IRA to participate in non-traditional investments. We will only work with IRA custodians who will limit the fees charged to the IRA holder. Through the Self-Directed IRA LLC, our clients should not pay ongoing asset based or transactional fees—just a simple flat maintenance fee.

STEP TWO: Rollovers
Once your new self-directed IRA has been established with a non-traditional IRA custodian, We will request, monitor and direct the transfers from your previous IRA holder to the new self-directed account. This process will typically take 2-3 weeks to complete and relies heavily on your previous IRA custodian’s ability to make these transfers in a timely manner.

STEP THREE: Limited Liability Company (LLC)
An important part of the process is to establish a Limited Liability Company (LLC) for your IRA. This serves as the investing platform for the retirement plan and will allow true diversification not seen through any other IRA plan. Our team will customize this entity to conform to the rules and regulations set forth by the IRS and the Department of Labor. It is vital that you work with a qualified and competent third party, to structure the LLC for you.

STEP FOUR: Funding
After your newly established self-directed IRA has received the retirement plans money and the LLC has been established, it is time to direct the initial capitalization of the LLC. Our team will direct your new custodian to invest your IRA in the LLC, essentially trading member units (similar to stock) for cash. Once the transaction has taken place, your self-directed IRA is the owner of the LLC, owning most, if not all of its member units. The LLC holds all of the cash in the LLC checking account.

STEP FIVE: Investing
Your IRA, indirectly through the LLC, is now set to begin investing in both traditional and nontraditional opportunities. Additionally, Our Group’s Professional Network is ready to help you locate great investments for your IRA and help you execute the transaction successfully.